![]() ![]() ![]() Most recent Payment Summary or Tax Return with ATO notices.2 recent pay slips showing monthly salary (before/after tax).A full copy of the Contract of Sale for the property you plan to purchase.Bank statement or a transaction listing covering 2 payment cycles.Proof of ongoing Rent or Board (lease agreements, rental ledgers, and so forth).A detailed list of assets and liabilities, as well as other income.Details of all ongoing monthly expenses (childcare, education, utilities, groceries, and the like).When it comes time to apply for a mortgage with Westpac, they are very specific about the information they're looking for when you sit down with one of their financial managers. Westpac is one of Australia's Big Four – a group of the countries' largest lenders (the list consists of Westpac, Commonwealth Bank of Australia, the National Australia Bank, and the Australia and New Zealand banking group) – and because of its size, Westpac has thousands of branches available across the country, and offers mortgage products that suit a wide variety of borrowers, from the savviest property investor to the first-time homebuyer.īeyond Australia, Westpac also operates in Asia, New Zealand, and the United Kingdom. Rates correct as of July 1, 2023.Īustralia’s first bank, Westpac, was established in 1817 and has grown to serve over 13 million customers. Westpac is one of Australia’s biggest banks and has won numerous awards for its home loans. Different terms, fees or other loan amounts might result in a different comparison rate. Warning: this comparison rate is true only for this example and may not include all fees and charges. *The Comparison rate is based on a $150,000 loan over 25 years. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. ![]()
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